Judith Sutton ABR CRS IDS PMN ASP IAHSP SRES GREEN
Judy@JudithSutton.com 908 803-0472
EXPECT MORE
Are you making Every Offer the BEST Offer?
How to use the appraisal value to your advantage!
MYTH: If the home under appraises, you must make up the difference! (not in every case!)
What is LTV or Loan To Value?
Answer: Loan amount divided by Sales Price or the Appraised Value
What if the home appraises for less?
LTV’s (Loan to Value) needs to fit into the guidelines of the agencies we sell to (as in the sale of the loan) or fit our
jumbo guidelines! If the LTV is over the limit, then you need to bring money!
Take advantage when you can of the loan to value just to ensure you are making the best offer!
Agency Guidelines...What are they?
When the percentages change, the PMI changes, too!
Need answers? Have detailed questions? I know I do!
Please contact me and I will guide you to these answers and help make the best decision along with my most trusted advisors and staff about your offer! 908 803 0472 cell
:...Let your next purchase be an inspired one!...
908 803-0472
"...the right relationship means everything..."
SERVING THE SOMERSET HILLS AREA ONE CLIENT AT A TIME
Service & Experience
since 1983